In 2012, author and personal finance guru, Robert Kiyosaki, edged out popular financial author, radio host, television personality, and motivational speaker, Dave Ramsey, as voted by almost 50,000 followers of GoBankingRates.com. This year, these two experts, along with 10 others, will be featured and asked how people can best take advantage of the potential rise in interest rates in 2014 to improve their financial condition. Vote for your top choice in 2013.

Vote for Robert Kiyosaki here