This week, Robert Kiyosaki and Andy Tanner talk about the bait and switch of the 401K. The first bait of the 401k is the company match, the second bait is its "tax deferred." The only time a 401k tax deferral works is if you're planning to be poor when you retire. "The problem isn't the 401k, it's that people don't know HOW to invest their money." -Andy Tanner 401(kaos)